Integral University Lucknow

Education Loan Assistance



Vidya Lakshmi, The Simplest Way to apply for Education Loan

Vidya Lakshmi is a first of its kind portal for students seeking Education Loan. It has been developed under the guidance of the Department of Financial Services (Ministry of Finance), Department of Higher Education (Ministry of Human Resource Development) and Indian Banks Association (IBA).


The portal has been developed and being maintained by NSDL e-Governance Infrastructure Limited. Students can view, apply and track the education loan applications to banks anytime, anywhere by accessing the portal.
Government-run education loan portal Vidya Lakshmi is a single platform where students can avail information on loans offered by 34 banks. Following the IBA guidelines, the portal is operating under the aegis of the Department of Financial Services, Department of Higher Education and Indian Banks Association (IBA). CU students must register and login at https://www.vidyalakshmi.co.in/Students/ and fill-up the Common Education Loan Application Form (CELAF) by providing all the necessary details. After filling the form, the applicant can search for Educational Loan and APPLY as per his/her needs, eligibility and convenience.
Just by filling up a single common education loan application form, students can apply to 3 banks of his/her choice at one time. The online process of getting an Education loan through Vidya Lakshmi has reduced the burden and hassle of applying for the loan manually. The student can also send any grievances directly to the bank to which he/she has applied.

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